Isuru Finance Sri Lanka
Isuru Finance is a non-banking financial institution (NBFI) based in Sri Lanka. Established in 1995, it operates primarily in the microfinance sector, providing financial services to individuals, small businesses, and entrepreneurs, particularly in rural and semi-urban areas. Its core mission centers around fostering economic empowerment and improving the living standards of its clients through accessible and responsible financial solutions.
The company offers a range of products and services, including microloans, leasing facilities, and savings accounts. Microloans are specifically designed to cater to the needs of small-scale entrepreneurs and self-employed individuals who may lack access to traditional banking services. These loans are typically used for income-generating activities such as agriculture, small-scale trading, and handicrafts. Leasing facilities enable businesses to acquire essential equipment and vehicles, facilitating growth and expansion. The availability of savings accounts provides a secure platform for clients to manage their finances and build savings for future needs.
Isuru Finance distinguishes itself through its commitment to responsible lending practices and client-centric approach. It emphasizes financial literacy and provides training programs to educate its clients on effective financial management. This helps them make informed decisions, avoid over-indebtedness, and utilize their loans effectively for sustainable economic development. Furthermore, the company adopts a personalized approach, building strong relationships with its clients and understanding their specific needs and circumstances. This enables them to tailor their products and services to meet individual requirements.
The company's operations contribute significantly to financial inclusion in Sri Lanka, particularly among underserved communities. By providing access to credit and savings facilities, Isuru Finance enables individuals and small businesses to participate in the formal economy, improve their livelihoods, and contribute to overall economic growth. It plays a vital role in promoting entrepreneurship and creating opportunities for self-employment, thereby reducing poverty and inequality.
Over the years, Isuru Finance has experienced steady growth and expansion, establishing a network of branches and service centers across the country. It has also embraced technological advancements to enhance its service delivery and improve operational efficiency. The company leverages technology to streamline its processes, improve customer access, and reduce costs. Isuru Finance remains committed to its core values of integrity, transparency, and social responsibility. It strives to be a reliable and trusted financial partner for its clients, contributing to their economic well-being and the sustainable development of Sri Lanka.