Finance Questionnaire Sample: Understanding Your Financial Landscape

A finance questionnaire is a valuable tool for individuals and financial professionals alike. It helps gather essential information about a person's financial situation, goals, and risk tolerance. This data forms the foundation for informed financial planning and investment decisions. Below is a sample questionnaire, categorized for clarity, touching upon key financial aspects.

I. Personal Information

• Name: (Full Legal Name)
• Date of Birth: (MM/DD/YYYY)
• Address: (Street Address, City, State, Zip Code)
• Contact Information: (Phone Number, Email Address)
• Marital Status: (Single, Married, Divorced, Widowed)
• Number of Dependents:
• Occupation:

II. Income and Expenses

• Gross Annual Income:
• Net Monthly Income:
• Sources of Income: (Salary, Business Income, Investments, Rental Income, etc.)
• Monthly Expenses: (Housing, Utilities, Food, Transportation, Healthcare, Entertainment, Debt Payments, etc. - Provide estimated amounts for each category)

III. Assets

• Cash and Savings: (Checking Accounts, Savings Accounts, Money Market Accounts - List each account and its approximate balance)
• Investments: (Stocks, Bonds, Mutual Funds, ETFs, Real Estate, Cryptocurrency, Retirement Accounts [401(k), IRA, Roth IRA] - List each investment, its value, and the institution where it is held)
• Real Estate: (Primary Residence, Rental Properties - Provide estimated market value and outstanding mortgage balance for each property)
• Personal Property: (Vehicles, Jewelry, Collectibles - Provide estimated value of significant assets)

IV. Liabilities

• Mortgages: (Outstanding balance, interest rate, monthly payment)
• Student Loans: (Outstanding balance, interest rate, monthly payment)
• Credit Card Debt: (Outstanding balance, interest rate, monthly payment for each card)
• Auto Loans: (Outstanding balance, interest rate, monthly payment)
• Other Loans: (Personal Loans, Business Loans - Specify loan type, outstanding balance, interest rate, and monthly payment)

V. Financial Goals

• Retirement Planning: (Desired retirement age, desired retirement income, current retirement savings)
• Homeownership: (Plan to purchase a home? Timeline? Desired budget?)
• Education Planning: (Saving for children's education? Target amount?)
• Major Purchases: (Car, boat, etc. - Timeline? Desired budget?)
• Other Financial Goals: (Starting a business, paying off debt, travel - Specify goals and timelines)

VI. Risk Tolerance

• Investment Experience: (Beginner, Intermediate, Advanced)
• Risk Tolerance Level: (Conservative, Moderate, Aggressive)
• How comfortable are you with the possibility of losing some of your investment principal in exchange for potentially higher returns? (Provide a scale of 1-5, with 1 being "Not comfortable at all" and 5 being "Very comfortable")
• What is your time horizon for your investments? (Short-term, Medium-term, Long-term)

Disclaimer: This is a sample questionnaire and may not be exhaustive. A financial professional can help tailor a questionnaire to your specific needs and circumstances. Filling out this form does not guarantee any specific financial outcome.