Capstan Finance Group

Capstan Finance Group is a privately held commercial finance company specializing in providing asset-based lending (ABL) and factoring solutions to businesses across various industries. Headquartered in New York City, Capstan offers flexible and customized financing options designed to help companies unlock working capital and achieve their growth objectives. They primarily cater to businesses that may not qualify for traditional bank financing or require more flexible terms and structures.

A key strength of Capstan lies in its ability to understand the unique challenges and opportunities faced by its clients. Their team of experienced professionals possesses deep industry knowledge and a commitment to building long-term relationships. This allows them to tailor financing solutions that align with each company's specific needs, taking into account factors such as cash flow cycles, inventory management, and customer relationships.

Asset-based lending, one of Capstan's core offerings, leverages a company's assets, such as accounts receivable and inventory, as collateral for a loan. This allows businesses to access capital based on the value of these assets, rather than solely on their historical financial performance. ABL can be particularly beneficial for companies experiencing rapid growth, seasonal fluctuations, or turnaround situations. Capstan's ABL solutions provide access to working capital that can be used for purposes such as funding operations, purchasing inventory, and expanding into new markets.

Factoring, another key service provided by Capstan, involves purchasing a company's accounts receivable at a discount. This provides immediate cash flow to the business, eliminating the need to wait for customers to pay their invoices. Factoring can be particularly helpful for companies that experience slow payment cycles or need to improve their cash flow management. Capstan handles the credit and collection aspects of the factored invoices, freeing up the company's resources to focus on its core operations.

Capstan distinguishes itself from other commercial finance companies through its personalized approach and commitment to providing exceptional customer service. They work closely with their clients to understand their business goals and develop financing solutions that are tailored to their specific needs. The company's streamlined decision-making process enables them to provide quick and efficient funding, often within a matter of days. Furthermore, Capstan values transparency and strives to build trust with its clients through clear communication and honest dealings.

In summary, Capstan Finance Group plays a crucial role in supporting the growth and success of businesses by providing flexible and innovative financing solutions. Their expertise in asset-based lending and factoring, combined with their personalized approach and commitment to customer service, makes them a valuable partner for companies seeking to unlock working capital and achieve their strategic objectives.